Chapter 7 Bankruptcy — Discharge Of Debts

You thought you could dig your way out. Or maybe you thought bankruptcy would ruin you. Now you are considering bankruptcy, but you have questions and reservations.

At ChildersLaw, we look at bankruptcy as an investment. Rather than merely surviving a Chapter 7 filing, we put you in position to thrive. With the fresh financial start, a weight is lifted and you will feel that you have options for the first time in a long time.

What Is Chapter 7 Bankruptcy?

Chapter 7 eliminates unsecured debts such as credit card balances, medical bills or personal loans. Some debts such as judgments or back taxes may be dischargeable. Filing for Chapter 7 protection also stops creditor harassment and legal actions related to your debts. It will not cure all your financial problems, but it will provide immediate and tangible relief.

Will I lose everything? What happens after my discharge? See our Bankruptcy FAQ .

Making The Most Of Your Situation

Where other lawyers are overly cautious, Jeff Childers pushes to take full advantage of this one-time opportunity:

  • Maximizing your Chapter 7 discharge to shed as much debt as possible
  • Maximizing your bankruptcy exemptions to retain as many assets as possible

Having successfully litigated these issues in U.S. Bankruptcy Court, Mr. Childers knows where the line is drawn. This sets us apart from high-volume firms that take the safe route, which may cost you thousands of dollars

Everything Is Going To Be Fine

We have helped people recover from financial disasters that left them deep in debt, such as job loss, medical crisis or failure of a business investment. Most clients retain their major assets, including homes and retirement savings. In the event that any property is not exempt, we can discuss your options such as delaying Chapter 7, filing Chapter 13 instead, forfeiting the asset or "buying it back" from the trustee.

We excel at securing debt discharge in complex cases, serving Gainesville, Alachua County and all of northern Florida. Call our Chapter 7 bankruptcy attorney at 352-335-0400 or contact us online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.